Mortgage Considerations

From researching neighborhoods all the way to closing, I can guide you every step of the way — and that includes sharing tips on things to consider as you shop for the right mortgage loan.

Your home is a huge investment

and your mortgage terms can affect your budget for years to come. 

Below are a few things to consider as you shop for the best loan for your needs. Keep in mind, these are just suggestions. Speaking with a mortgage professional is the best way to get a clear picture of mortgage loan options, down payments and more.

  • Check Your Credit Score

  • Create a Budget and Start Saving for a Down Payment

  • Consider Other Expenses

  • Shop Around for a Mortgage Loan

  • Determine Your Mortgage Repayment Term

  • Get Pre-Qualified or Pre-Approved for a Loan

Your credit score can directly impact what mortgage loans and interest rates you may be eligible for, so work on getting it as high as you can before starting to shop around for a home. You can request a copy of your score through one of the three major credit bureaus: Equifax®, Experian® or TransUnion®.

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